How did they get your name and address?  

First, you can't take advantage of the economies of scale like you can in a bigger facility....meaning that as you expand, your revenue will increase faster than your expenses which will have a positive effect on profit. 

The 3% down is income dependent...but there are some areas that have no income restrictions and that would be based on the address of the home. 

You can work with a list broker to customize the best target for your market. 2 examples for the Denver area includeSENIORS ready for downsizingAge 60-89Home value $100-400,000Purchased 20+ years agoSingle family homesHigh Equity# available in county: 3,115 -  Adams, 1,580 - Boulder, 3,951 Denver, 947 - DouglasABSENTEE OWNERS with High EquityHome value $100-400,000Purchased 7+ years agoSingle family homesHigh Equity# available in county: 2,255 - Adams, 1,784 - Boulder, 3,915 - Denver, 677 - DouglasDirect mail has been effective to help many investors find the properties that they want to buy - from people who are ready to sell.

Also, video calls and plain videos are effective.

I have 22 lines going across, one for each address. 

I was trying to find out if there is a more cost effective way to do so rather than utilizing the local notary at my UPS shop. 

Check county property tax records on what the mailing address is for the homeowner.

There are no trust issues with my cousin, we are very close but wondering if there are other effective ways to do this.Question 2): How to get started on doing this.

The address is 913 Cotton Ave SW, Birmingham AL .