I would still estimate 6% total CC to be safe.  

@Travis BeehlerThis sounds like Simply Safe?

I mean with all development, it is still a hype and not safe area. 

But hearing about two mortgages seems drastic and not safe.

With the 100k cash that I have, is the 150-200k a safe price range to enter?

I'd say those are pretty safe if you get good tenants and most of the maintenance is taken care of!

Knowing Dodd Frank and the Safe Act and the CFPB are important for owner occupant seller financing

You want to make your property safe, clean, appealing, and functional.

I posted here about how my wife and I have been agonizing over buying a condo for ourselves in Southwest Fla for years: https://www.biggerpockets.com/forums/530/topics/32...We are close to talking ourselves out of it, mainly because we won't be able to use it that much over the next 3-4 years because our daughter is still in high school, and then we have plans to travel more and more of the world (vs hanging out in our condo) as we feel safer leaving darling daughter to her own devices. 

It seems crazy that so many would be leveraging houses on 5 year mortgages so how are the homes being mortgaged safely?