I would look at the judicial states where a foreclosure has to work through the court system.

(Duh, I have 15-installment sales, buyers are paying me principle & interest.)Should I be worried when I appeal to tax court?

Contractor/labor guy moves in and does work, he stops paying in 3 months and claims he has been working on the house, You evict, he files a workmens lien, you end up in court or figure it out.

People tend to own their responsibilities more when you are standing right there, but if anything goes to court it's just my word against hers.

In theory, it should be pretty cut-and-dried, but in reality, many states make it very difficult for a determination to be made by anyone other than the courts should a buyer and seller argue over the EM.  

It's not a cut and dry matter.Ask the clerk of court about how they report and any filing requirements.

If they have a witness but they are not at court that part will also be thrown out.

:)Keep the policy. declarations page and proof of insurance on any policy, IMO.

I did some research here and other online sites and found that California is supposed to have been granted access through court proceedings, but noone says how.

You would need to serve a seven day notice for non payment of rent and then file court papers.You might want to lawyer up.