For the number of units, it's considerably less work, which was the goal.

.)- Generally there is large rise in divorce and domestic abuse cases now3) SELL if possibleThey also found that STRs in large cities are doing extremely poorly, while those near drivable vacation places seems to be back near normal.

@Ben McMahon  You are also not taking into consideration the time value of money at all in this equation. 

That's not a small consideration. 

More specifically, we've seen the stock market rise to record levels, real estate prices that could be considered overvalued in certain regions and an influx of new businesses over the past 5+ years.

My premium is considerably higher than previous year, without any changes such as claims, change of zones, etc.

The upfront amount is called the Option Consideration and it is the entire cost of the Option Contract. 

And I think the Coronavirus/COVID-19 is exactly the kind of catalyst that will cause us to start looking at declining rents for the first time in years.What I think will happen is what happens in every recession, namely that a lot of people will be forced to either move home or double/triple up (get roommates, or more roommates than they had), which will reduce demand.It's possible I'm wrong, we could (eventually) get inflation and maybe rents will keep rising.

The bank will still take their credit into consideration if you do a HELOC.

3) What other considerations should I keep in mind through this process during the stay-at-home orders?