They have the ability to write portfolio loans, although I have not needed those yet.

In the future, will explain more details and I completely agree with what I feel are the intent of the law, that someone with a full time good income is purchasing real estate, just for the write off etc.

Get an invoice, a W-9, write the check, then issue a 1099 at the end of the year.

I great at different points of my life to write down my goals with all the needed components, such as specific, measurable and having a time limit...the problem was that I quickly forgot to pay attention to them and stay focused on them.I'd heard @Brandon Turner talk about the 100 Day Challenge on the podcasts and I decided it was time to sign up. 

I would like the collective input and wisdom of you, forum members, to test and prompt my further planning and pre-empting as I plan to write the contracts and do the transaction.

I have to write a cover letter by September 30 for this job post: http://baltimore.craigslist.org/rej/5231828309.html I've never written a cover letter.

My formula for marketing directly to trust and estate PR's is: Write > Call > KnockThe reason is that it's easier to call someone when you are following up on a conversation that initiated in a letter. 

How do you know the appraised value when writing your LOI?

Here are the Numbers:Listed: $98,000 Assume they have a full price offer of ($98,000- (6%commission+1.5-3%misc closing costs) = $89,180-$92,120 would be the net to the bank depending on actual closing costs (it is unlikely that it will actually be 9% but...)I was going to write up an offer for $85,000 plus all closing costs (capped at 9% of offer). so my offer would be up to $92,650 net to the bank (at best).Q3: Is the above a stronger offer than the offer they may be getting at full asking price less closing costs?

Is it better to hand write the yellow letter?