Hi Kendra, not sure I have any "words of wisdom" for you but I would say to try and focus on one thing at a time. 

While I have been waiting on the BRE I have taken a personal assisting job and the more investors I meet, the more they tell me not to get my license to sell real estate and to just focus on the investing side of it.

For example;@Matthew King focuses on mid (>10 unit) & larger (>100 unit) multi family.

I personally would focus more on the numbers than the vehicle.

So, good news is that you're already all set with a great mortgage relative to what you'd get today.Bad news is another 500 people in the mortgage industry that always focused on rate/term refinances, rather than purchase business, just lost their jobs, because you are far from the only one in that position. 

I am focused in Dayton and Cincinnati OH markets.

That was one of the areas we were focusing on and loved the street because coincidentally our family friend who was our real estate agent lived on the same street about 10 blocks away.We went to visit the house and there were already 30+ offers mostly cash and over asking!  

When talking to the bank I have been focusing on debt service ratio, NOI, Cap Rate and the like.  

I am so focused on the wholesale side and I am just trying to change the way I look at deals a little to fit the wholetailing side. 

@Troy SchwambergerI forgot to mention that most people want to make at least $100 per unit or more after all expenses especially in areas like the Midwest where you usually don’t see appreciation and focus more on cash flow.