Talking to a more local lender that can do that would be the best bet though since it is not a standard loan product, I believe. 

Zillow shows previous listings for rent at $825 and $1050, so my numbers may be slightly off, but I want to be on the safer side.The property has separate utilities for heat, electric and gas, so tenants would be paying their own bills for utilities.

If the annual billing was not provided in those XX days, I don't think contractual law will allow you to go back and provide them with all 4 annual statements, at least 3 of which were not provided within XX dates.Somebody is eating the money here and my bet is on the property manager from a contractual point of view, but in reality will probably end up being the landlord.

I would say I'm a cautious investor so I want to hedge my bet as much as possible.

I personally can not stand the sound of the floating floor, i have not found one yet that does not sound "hollow" when you walk on it. your best bet is glue down or nail down, you can buy 3/8" nail down flooring, and as mentioned by @Jon Graham  some of the engineered wood have a thick enough top layer to be able to re sand it, do your homework on that.

You are essentially betting on the US economy.Obviously, if you see another Mar 2009 scenario IN ANY MARKET, and develop conviction, go in with everything you have got :)

Bet the winner hadn't seen the inside.

I'm not a betting man, but if I was I'd say they homeowner is trying to pull a fast one.

I haven't looked, but I bet there is one available here on BP.Finally, the AIA (American Institute of Architects) publishes guides you can purchase that give you all kinds of figures for calculating costs.  

I bet I regularly work 80+ hours a week right now and love every minute of it.