Hi Tom, This is a unique situation - some lenders may allow this as a departing residence excluded from the debt to income ratio. 

Some lenders may be more aggressive and count the 75% from the leases now.

Here is a list of lenders specializing in this:https://www.biggerpockets.com/member-blogs/2810/50272-list-o...

Zillow does have a Price my Rental Tool that allows you to manually review rental comps in the area, and I highly recommend it when setting prices.

If it's not too late you do have a window where you can ask the guest to change their review.

It helps you find reliable property management partnerships and gives you everything you need to make confident hiring decisions, like:Expert Matching: Match with professionals who meet your criteriaExtra Assurance: Licenses, experience, ratings, reviews, and more that can be cross-checked with BiggerPockets membersBonus Content: Receive an essential interactive workbook: “How to Interview Property Management Companies”

So instead of paying off a car if you only have 10 payments left or can pay it down to 10 payments banks/lenders (omit) ignore the entire payment which helps lower your debt to income ratios DTI.

. - not a lawyer but I know someone in a similar position who acted as a private money lender (silent partner) on a rehab to generate passive income.You could also look into the many turnkey providers to sites like Realtyshares, Honemestors, etc who will provide you with a K1 for passive income.

It consists of a realtor, contractor, property manager, and a lender.

Private Money: Does anyone have connections or suggestions for private money lenders who might be willing to finance the $200k?