I've found some excellent folks here and I like that I've generally seen people here with the attitude of using information - not just amassing it.

we have excellent credit: 791 and 761our house just appraised at $1.1million and has $417K fixed 5.25%mortgagei am self employed and always have gone stated income.are there any banks doing stated income lines of credit??

That is a lower than market value rate for property dedicated to agriculture production or timber production.

What he doesn't mention in the presentation, which includes a demo. of the impressive-looking product, is that for $2K you don't actually get the software to load on your computer, you access it on the Internet for a "modest" fee of $69.95/month.

also, http://www.lexisnexis.com/terms/privacy/data/remove.asp (submit with a letter from your counselor and the domestic violence lady)http://www1.cj.msu.edu/~outreach/identity/optout_protect_privacy.pdfsome other tips...never reply to product registrations or warranties.1- change your vehicle if possible.

Good if you happen to be traveling around and you are not near your computer.There are a few people who have solutions that are Excel based.

After the six months, you're going to be much deeper into this than $185K.Even if you can stick to the $203 amount you plan for the refi (not purchase), and get excellent terms (say 8%, 360 year amortization), you'll have annual payments around $18,000.

I think this is an excellent deal because the lender pays for most of my fees.

Many contractors get kickbacks from material suppliers for moving product.

But it is an excellent plan for wealth building.