The result is a very low foreclosure premium from what I experienced years ago.

From my experience as a renter and chatting with house hackers, the room-rental market places a premium on public transportation access.

Well, I ended up getting flood insurance on one of my properties (because of the refinances) and now, I'm being told that you CAN'T cancel the policy and have your premium pro-rated back to you.

Young families will pay more for high end finishes and tech friendly spaces compared to our parents generation that were willing to sacrifice premium hotels or home rentals to save money on the family vacation.

The assumption made is that although you are paying a premium today, it will be worth much more tomorrow. 

If someone pays a premium for a value-add instead of getting a deep discount, it's not a good deal.  

. $3000/mo versus $2500/mo), is it worth renting it to the short-term rental manager (I assume that increase of insurance premium and additional $1M-$3M liability coverage cost no more than $150 more per month)Also I see Airbnb has $1M liability coverage that "generally applies first regardless of other insurance policies you may have". https://www.airbnb.com/help/ar...Host Protection Insurance is a liability insurance program.

Have your lender offer a $500-$1000 premium and see how fast it gets picked up.

.- I haven’t bit the bullet and paid for the premium service yet, but can anyone speak to its worthiness/accuracy/reliability as a platform?

If I did bid one, I would charge a premium just like any gc with any experience would as well.