If I use ARM for my first mortgage, at the time I buy the second property, how will my Debt To Income ratio be computed?

get rid of your biggest debt 1st then make profits you know?

It will either be thrown out by the court, or, if they don't discover it and give your writ of possession, your tenant can later have it set aside.

We quickly discovered we have the same goals and focus, yet we also possess complementary talents.

I just graduated college with a Marketing and Business Adminstration degree (I worked throughout and had military assistance so i was able to graduate debt free.

We would love to do in such a way that it would improve his Debt-to-income ratio, which is a challenge for him at the moment, especially after having acquired this loan on the current $550k home in Denver.

Before I get too excited, I have some questions and ask for any tips for a newbie getting into the business.First: I have spoken with many financial planners and they say to have 3-6 months worth of bill money in a savings account before even venturing into investing, currently My wife and I don't even have one month (we used our savings to pay off all debt).

To put it simply, you aren't cash flow positive until your monthly rent receipts exceed monthly debt service and all of your expenses, and that can take some time to raise rents.  

.- I execute "subject to" contracts with each property, servicing the refinanced debt and collecting any cash flow.- I update/rehab the properties- We refinance/transfer title/"sell" or???

I had one guy who tried to borrow money from me do this to about 20 plus people and the state put him in federal prison.. it happens.So there is a down side to this and the down side is to the seller not the buyer.. therefore sellers need to be careful and retain an attorney to walk them through the risks that they take allowing a loan to remain in their name and title to transfer.. that's the point.of course us buyers we don't care just like you mention it don't work walk away you don't owe the debt personally.. that's just not the moral or ethical compass I would follow..