You have no capital, no credit, no purchase contract, no experience in analyzing deals, and no special knowledge valuable to investors.  

Wanted to see if anyone has had any similar experiences with credit unions or smaller banks that originate their own loan. 

And now the offer is not accepted because of the personal issues of the seller with EasyStreetCapital.How was your experience with them?

I have no personal experience with them but I am skeptical.

In my experience, sellers who offer seller finance often want a premium price in return for lower debt.What is your thinking on this?

Does anyone have personal experience with either of these?

Nonetheless, I believe experience is priceless in any and every market, so I am open to conversations with people of any background and upbringing.Thanks!

That makes as much sense as two dolphins playing hockey.

The owners may agree to carry part of the financing, but you won't need them to stick around to transition operations.After acquiring the properties and assets you wish, you would either run your own business, or part-out and resell some of the assets.From your post, it does not sound like parting out the properties is a viable path and where you admit to having no experience with vacation rentals or the resort business, you might want to explore purchasing the business with the current owners hanging around for a bit to help you get your feet wet.Regardless of approach, it needs to have legs to be worth pursuing.

To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!