I have heard a lot of posts about how to buy real estate with no money down, low down, first time buyer program, etc.

Currently they haven't rolled the program out here but when they do, I'll be applying. 

@Horacio Gutierrez you can go to NETROnline.com, click on your state, click on your county, and click on the link for your tax assessor, revenue commission, or whatever your local government calls their property tax department.

Not anything I can elaborate on but suffice to say that our tenant loving socialist government has made it necessary to operate under the radar and not rely on the legal system to support our business.

The difference between those programs is that MI can be dropped on the Freddie without refinancing. 

FHA is the only program that will not allow rental income from departure residence to be used if is within 100 miles radius from your new purchase 

I’m in a repayment program which allows me to pay 10% of my AGI per year for 20 years (10 years if i work in an eligible 5013c nonprofit company) and then the loan is forgiven.

They allow you to program them with a combination specific to that premises.

There are several tenant, cloud based software programs. 

Also, I've heard there's lots of advantages to having the remaining rent come from the government (not late, no issues, etc) and that typically, they are higher than average because of that.