@Julie Hartman - Interesting option with the 2-4 month lease, but looking at a 10% increase ($200 in my case) seems to be extreme. 

Because of the extremely long duration of the loan (30 years!)

It then rebounded dramatically in June and July, as consumers rushed out to buy suburban homes, seeking more space for working and schooling from home.Builders now say they continue to see a steady stream of buyers, due in large part to the extreme shortage of existing homes for sale.

L.A. and Neighboring Counties Now in Extreme Drought.

This may sound cold, but I am all for people who take risks without having a clue, suffering the consequences of their own choices. 

I feel it extremely difficult to have positive cashflow when RTV is lower.

Even more to the point, I made the cold calculation that It was also always more lucrative to spend time on my business than trying to figure out how to win a few % points on my savings and/or worrying about it.

An extreme case is Hialeah, which my real estate license instructor referred to as "one large code violation".

We live in a part of the country that is growing extremely fast and construction has not kept up.

Every time they are extremely surprised.