@Goke Akingbade I hope I understand your question: I typical try to assess demand for the rentals in the area where that property is.

As I understand it, that's still entirely possible for most ARMs, so it doesn't really matter if you can weather the storm to pay your monthly mortgage if the bank comes along and demands the full mortgage be paid immediately.

What we want to do is identify and explain how quickly the private lending industry evolved and why some companies had a firm stop as of last week.In the hard money industry, the rates that are offered, coupled with leverage are a direct result of "supply and demand" of capital.

Yet, people are crying everywhere about their student loans and how they were duped into getting them and demanding relief.

Now we have the opposite scenario, lending standards are high, inventory is very low and demand is pressing.

As of 3.25.2020 less than 1% of our tenants have reached out to our firm about potential interruption in rental payments.Our number of inquiries from potential tenants has decreased only 20%This may because people realize that living in a small apartment is less desirable during a shelter-in-place situation.Many of the professions our tenants have are in the fields that have the strongest demands now. i.e.

On the smaller scale projects, the demand for these types of projects has to drop right? 

There is also a high demand for single familyhouses right now.

In researching how this pandemic will affect the rental demand/prices in my target area, it's early to tell, but it looks like it has and will continue to decrease demand for a few months, and projected to bounce back by fall - but no one knows as this situation is completely unprecedented. 

I was supposed to be on a southern caribbean right now :( but maybe this is on everyone's radar with lots of pent up demand.