Quote from @Chris Seveney: Disclosure: Yes I am a private lender but we do not provide this type of financing so I wanted to #ASKI have a client who has around $5M in real estate that has properties in GA, FL, NV and texas.

will see how this goes.. 

In this scenario it's probably easier to do a collateral assignment of note and mortgage than trying to find a lender for a portfolio that size.

Massachusetts multi's has been interesting this year.

You can't really convert it to a rental property and then do a renovation as you will have no cash flow as a rental so I am not sure if you are trying to classify it somehow, but I don't think that matters at all.

HI Patrick, you can go up to 90% CLTV for HELOC primary or 89.9% for cash out refi but rates can be a bit higher depending how you use those funds for a better ROI.

Check out November's top ROI Zip codes in and around Charlotte! 

It will cost you more then you are proposing but not that much more. 

Quote from @Susan McBride: What are you trying to achieve? 

After utilizing the Do Not Call Registry for phone numbers, my list is cut in half, to about 3,000.