Way the worksheet is laid out, it will pull the applicable number to determine what bracket your capital gain will be taxed depending on your ordinary income level. 

Not sure if I'm ready to pull the trigger.

Heavily shopped refinances typically have much lower pull through rates than purchase mortgages. 

You can get an agent to pull comps for you off the MLS.

You can buy a gently used one.

We'll refinance the property in 12-18 months, give our down payment investor a great return on their investment/give them equity as well, pull out tax free loan proceeds once we refi, and have a NOI of around $199k once stabilized.

Perseverance: I don't even have a count of how many showings I dragged my agent to before pulling the trigger.Action: I finally did it!

With the refi money I pull out, I would add that to my working capital to do another cash purchase and repeat.

After house hacking the 3-4 unit for 3 years, I intend to pull out what equity I can, along with the cash savings from my W2 and cash flow from my SFH (which will increase to $500 a month after I move out) to buy a larger commercial property.Any advice or input would be greatly appreciated!

What kind of power do they pull are you usually having to upgrade your service to 200 AMP?