Happy to answer any specific hard money questions if you have them Zachary, thank you.

I have to admit, my prediction a month ago of a more restrictive Fed was wrong.

Your wager is not just wrong but WILDLY wrong. 

Is there a company that offers an alternative independent of a specific platform? 

If you aren't changing at least one small detail you are probably doing it wrong or not fully engaged, in each update session. 

Regardless if you are right or wrong it was hard for me to read.

I've gotten deals and formed partnerships through some very unorthodox connections over the years.To answer your question, it will always depend on the specifics of the deal in front of me but in general I'd still prefer value-add.

Keep searching for lenders because you're speaking to the wrong ones. 

Deal specific!

As for offering subject-to financing, this is something that can be advertised under 'seller financing' in our local MLS, and there's investors that search specifically for listings with that marked, so that should introduce your property to a new set of buyers that may not have considered it before.