I have a wholesaler I trust who I can put you in touch with if you'd like.

Your appreciation will be inflation, which is real appreciation because of leverage. 

Given your current financial situation and the difficulties with the property, it might be more beneficial to recognize the loss now.

Is this a conversion that will also require substantial renovations?

Any issues it appears will be on the landlord.

Ask for their advice and maybe even something a little corny, like whether they’d be willing to write a letter of recommendation for your lender when the time comes.

I'd simply explain they can use Zelle until the renewal, then the portal will be the preferred method.

HIWe are Canadians and have been investing in the US for 8 years now We have learn a lot from early mistakes  and are more then willing to shar what we have discovered with anyone who wants to chat.

If it looks like s*** you will get tenants who also don't give a f***, excuse my plain words.

If you consistently analyze properties, recognizing a good deal will be much easier when it shows up.