@Tanner Lewis, is right, if you want to consolidate all of that debt into one loan then place all the debt so it is secured by the property, sell the property and 1031 into another property with one loan.

We secured a 200k USD senior debt position which allows us to avoid raising so much equity.

Investor side:  Pitch it to your private investor as 12% interests on a 5-year private loan from your investor to secure the $30k.

Being in control of the contract, understanding the market you're buying in, and securing the right  price are the foundations of a solid deal.

Also I am curious if you had to disclose any personal assets even if you did not use them to secure these loans in other to enter an agreement with them. 

Securing loans with a low credit score is possible through private or HM lenders.

I secured my first duplex in Rochester and it is fully rented generating better than expected returns.

Think of all the things that could go wrong and see if the lease addresses them: unauthorized pets or tenants, early termination, security deposit, lease violations, late rent, eviction, lawn maintenance, parking, etc.5.

For your existing primary, you will need to have it leased with the security deposit and first month's rent collected.

. - that were new when the S8 tenant moved in 1-2 years ago.Another challenge of finding S8 tenants is many EXPECT you to waive application fees and security deposits.