In other words, are the buyers or sellers sophisticated enough to understand the risks of a financial arrangement if it is disclosed or should something be disclosed in the first place.

To the best of my understanding it would involve payroll and all the paperwork involved with it, ie taxes etc.If I were you...

Our members are sophisticated enough to expose the frauds.

As a result the note buyers, sophisticated or not, are paying more for paper than I am willing to.

But, most sophisticated long term investors only allocate small portions (less than 5%) of their portfolio to these low (or negative) expected return assets in exchange for their diversification and downside risk benefits.Now, multi-family housing and storage units are a little different.

You mentioned "if people just invested near the bottom" ..a lot of sophisticated investors tried to invest at the bottom and lost a ton of money.

In fact, it shows over capability and proof you are a real player when you do so.Dealing with private sellers could be a different story and now that it has been mentioned, a POF should not be needed in such a deal, most are not sophisticated enough to ask for one.

Most are intended as simple estate planning devices, but most simple trusts offer no tax saving benefits unless more sophisticated estate planning strategies are employed.

However, Spouses both on their corp payroll can increase this contribution up to $102,000 depending on the structure etc of the corp.However, a SDIRA contribution is limited to $5,000-$6,000 depending on age etc.

I am a beginnning investor and not what I would call "sophisticated".....but rather "seat of the pants".