Additionally, the price point is still cheap enough to find the 1% rule and positive cash flow and there's amazing appreciation potential.

I've been seeing far too many people with bad experiences and not enough with positive ones, unfortunately. 

Back then we were getting 1% positive carry e.g.

Legitimate lenders may charge a small application fee (around $250) to verify you’re serious, but if someone’s asking for thousands with no real intention of closing, that’s a huge red flag.On a more positive note, there are creative financing approaches out there.

I'm looking to finance the project long term in a way that is helps me create positive cashflow.

Back when we started virtually everything had positive cash flow but I was lured by the seemingly higher cash flow associated with class C.  

We were in a financial position where we could keep our existing home, upgrade, and purchase another home.

I'm surprised you're still hearing negative things about it considering there's been so much positive press and chatter lately.

Strategic??

I will re-strategize!