Eventually, people may start to default on their mortgage payments, not from a lack of being responsible, but because their basics of food, transportation, and medical, and insurance payments have all gone up.

We are clients of Anderson Advisors and love using them, along with their yearly mail package. 

I did resist the $40K "partnership" package that follows on as I would rather put that $40K into another building. 

Rage,Sorry, I'll have more questions than answers, but hopefully some food for thought here.What does you lease say about repairs? 

It all boils down to lot cost and mainly sub contractor costs.I just did a breakdown of costs from michigan vs texas where I build now.The framing package is basically the same either state.

I did the lesser cost one because 1) it cost less and 2) I figured it would be a good way to determine the company's capabilities and if they are proven, I might consider going to the higher priced package.

Food for thought if you prefer liquidity and dont like debt.

Appreciation in class A is not going to put food on the table right away.

Remember that junk food isn't the only thing you can fit in a vending machine. 

This is pretty much how banks do things too - the idea is that not only do you have to afford your rent - but also your electric, your food, your car, your insurance, your gas, internet, etc.