One huge benefit of a private/HML loan is the strength of making an offer when competing with cash buyers.

There are also other ways to use money from an IRA without tax penalties such as for a primary residence or medical expense. just know what you're getting into and the best ways to avoid the tax.

If they need access to the property immediately, you can offer to leave to them until you are ready to close. 

I have found my first multi-unit property that I am going to make an offer on. 

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I see this home and what you paid and while it's not at all a bad price, I've seen investors offering that size in Palm Bay for as much as $15-25k lower.

Offer a great first-stay experience with thoughtful touches like welcome gifts and clear communication to earn those initial positive reviews.For Big Bear’s rules, stay on top of local ordinances—maybe even connect with other hosts for advice.

Rates are also better with these than with an investment loan.There are a couple of investment loan programs available that offer 10% down as well with no PMI, but they have slightly higher rates.

Does biggerpockets offer a discount to them?

It is great that you are taking advantage of the BP community.For myself and the investors that i work with the build to rent models offers may great advantages.