Secure Smart Financing – Consider FHA, VA, or conventional loans for small multifamily (2-4 units). 

Use your W-2 income to qualify for multiple loans now, stack a few properties before quitting your job, and consider BRRRR or DSCR loans later to scale.

You will have to verify those yourselves to ensure you end up with correct operating expenses.Quote from @Andrew Newcomb: Just following up on this in case anyone is still following:I learned about "cap rate" and "cash on cash" metrics in the BP learning articles and watched a couple vids on the BP rental calculator showing how it calcs those metrics for a prop (you have to add the details like loan info, expenses, etc). very cool tool.

Another way to say is that what is the value of the property (today) compared to what is owed on the loan?

Strategies like living in a duplex or triplex, adding an ADU, or renting by the room can help maximize cash flow while leveraging FHA or VA loans for lower upfront costs.

The value in what Brian brings is that IF you find good deals there and WANT TO do them, being in his program, his contractor will front the reno money until you get construction draws back from your fix and flip loan. 

@Mark Sullivan if you are a buy and hold investor these loans work great.

, also have a good lender if you need one for bridge loans. 

Learn local landlord-tenant laws, FHA and VA loans, and property management software to streamline rent collection and maintenance.

Used an FHA loan as owner occupying with a 3.5% downpayment.