You can actually look up the complaint for the charges and the judgement and sentence for the outcome.

As for a short sale, time/doability depend on how many mtg.s, who owns the mortgage, any HOA liens, other judgements, etc.

If you need something else to read before you go to bed tonight you can also google the Maryland Credit Service Act which covers foreclosures, loan modifications, deficiency judgement negotiations etc.This is the basics.

_________________________________________________F I N A L N O T I C E O F D E F A U L TDate:As of 5 PM to day we will begin legal action against you for repossession of the home and judgement for the current loan balance, interest, late fees, court costs, and attorney fees.

Different situations require different strategies;how many mortgaes, number of other liens, judgements, etc.

It does not wipe out tax liens, judgements, etc.

I cant see how they could get a judgement in their favor with what they did, so fill it out, and stick it to em'.

Another way to possibly getting around the deficiency judgement is to put inside of the purchase contract that is agreed upon for the short sale, that the bank will not grant a deficiency judgement to the seller.

Also if these folks cause problems you can get a judgement against them and they will lose their subsidy and they surely do not want that to happen.Best Wishes,

This may be the loan that's being foreclosed, but also any other leins or judgements.