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28 June 2022 | 13 replies
Higher downpaymentTake 5/7/10 ARM or IO only
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28 June 2022 | 3 replies
From one of the lenders, we are seeing a favorable rate using ARM 7/6 IO-only (30yr amortization) option.
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13 July 2022 | 3 replies
Are you looking for a 10 year IO option that amortizes over the 20 years after?
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27 July 2022 | 5 replies
Of course, these structures typically don't amortize; they're I/O.2.I will be purchasing a land and leave it for a yr or 2 .
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22 August 2022 | 18 replies
Some lenders have interest only terms (1-10yrs) The loan rate wont change and rolls into a P and I for the remaining loan term, 20-29 yrs depending how long the I/O period is.
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7 August 2022 | 1 reply
Typically looking at 30-year fixed and some I/O type loans
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9 October 2022 | 6 replies
Let's say 3% origination & 12% monthly interest only payments spread over 6-12 months OR 15% monthly I/O payments until the loan is paid in full.
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24 August 2022 | 3 replies
In the investor space, there's more favor towards IO ARMs - truly maximizing cash flows in the short term.
24 August 2022 | 0 replies
We put 10% down, 80% IO 30 year fixed, and 10% IO 30 year fixed with Countrywide!
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23 December 2021 | 47 replies
Would you go with the 30 year out of the gate or opt for the higher cash flow of the I/O ARM?