These higher rates need to stick around for longer, for the health of the market and the overall economy.

I view a lease like I view insurance - I don't have health insurance to solve a $2800 problem; I have it to solve a $280,000 problem.

Saving rate of 70% seems remarkable to me considering the level of income tax, social contributions and health insurance in the US. 

The ownership and use periods do not need to be consecutive.Exceptions to the Two-Year Rule:If you're selling due to a change in employment, health reasons, or other unforeseen circumstances, you may be eligible for a reduced exclusion.In cases of unforeseen circumstances, the IRS may prorate the exclusion based on the time you spent in the home.In your situation, if you sell the property before meeting the two-year ownership and use requirement, you may not qualify for the full exclusion.

Not getting home certified means $200/ less rent per month and competion from the slum lords with mold and lead being untested invite future lawsuits. https://www.ourair.org/edu/indoor-air-quality-and-health/

Tax Adviser has a great read on the topic, linked below, fairly technical, but gives you an idea that it may not be as black and white.https://www.thetaxadviser.com/issues/2012/aug/clinic-story-0...

This growth contributes to the overall health of the real estate market, making it an attractive option for investors.Considering all the aforementioned points, Indianapolis stands out as a promising market for fixes & flips in 2024.

FF since it was historically a health professional marketing tool leans itself towards smaller units (2 bed and below) or rooms because travels travel in ones and twos.  

I think my overall belief is that at some point, as a country and as individuals, we must start to put public interest and the overall health of a society ahead of individualism and personal preference and personal profit. 

📉 Compared to the average SBA rate of 10.5%, this is a strategic move to maximize your savings and boost your financial health.