I personally like the buy-and-hold strategy and we help clients who share this long-term, wealth building mindset. 

I personally do not touch equity in my own home to incorporate into my business.

Who is personally going to be liable if the guarantees aren't met?

I financed the acquisition of the land with personal and private money.

Personally, I advocate for a long-term investment strategy and would recommend investing the funds, provided you are comfortable with the expected return on investment over time.

Even if you personally have just a modicum of design aesthetic sensibility, after reviewing 20 or 30 properties, you will quickly be able to get a sense of the winners.My 2 cents,Mike

And not even posts where users give me and/or BiggerPockets negative feedback, no matter how much I do not like the posts, or how untruthful I personally feel them to be.

• How do leases typically handle furniture/appliance damage or wear?

Thanks, Jim Rice in person or online?

We recently relocated to Phoenix last summer and I'm starting to look for recommendations for local credit unions here in Phoenix which are trustworthy, low rates, personal touch, easy/simple to work with, etc.