When you return an item, if it's on a credit card, you can just enter a credit card transaction for a refund and apply it to a COGS account. 

I think it's important to start with this - is your 250k debt what you owe in principal on the mortgage on your home or is this separate debt (credit cards, cars, medical, student, etc)?

California would go as far as looking at her credit card statements to prove she spent more of her time in CA. 

. - The ability to create online debit cards has helped a couple of times but I'd categorize this as a nice to have. - Free would be nice but if it's paid and has extra functionality I would consider. - Interest earning (not a ****** 0.2% either).

Greetings all.I want to add several clauses to my contract :1.

Her credit score is good at 745 and frankly, we could pay off some zero interest credit card balances that would likely bring her score up near 800.

None of the above is new or earth shattering, but his marketing blitz approach and auction style open house along with gift cards for signing in, free stuff if offer is made within 48 hours etc.

That is why illegals are given a debit card at the boarder, to "pay" for food and housing.

I have been successful for other clients negotiating a get out of debt free card for the DIL. 

but you also want to create an incentive for people to stay.From a tenant's perspective, there is also a monetary cost to moving, not to mention the effort it takes all the way down to the little annoying things like  changing the zip codes on your credit cards or address on your drivers license.Great original post by the way, every new investor should read it.