Industries are more diversified than in the past when the local economy went however the oil and gas industry went.

CPI measures general inflation for consumers for major individual expenses such as food, gas, shelter, and other basics.

At one point a plumber checking a toilet leak identified subfloor damage requiring the bathroom floor to be taken up and repaired.

However, the one ingredient in this situation that hasn't been present before, is the Fed tampering with interest rates to keep mortgages artificially low - unreasonably so - and now they've taken the foot off of the gas completely.  

There is no need to pay for gas and pay it off... it's mostly myths that people have come up with over time.If you have a zero score it's because you do not have any credit or the credit that you do have is less than 6 months old... more likely is less than 90 days old.Now, if your intent is to get approved for a mortgage and all you have is one prepaid credit card you are not putting yourself in the best position to secure a loan approval.I usually recommend 5 Tradlines or 5 separate accounts reporting to your credit.The best place to start, even before starting to get credit cards, is by going on the app store on your phone and searching "Build Credit" .

Then the following year I got a nice house that needed a new roof, siding and some interior repairs from the water that leaked in.

Is there gas service to the ADU?

I'd prepare drawings showing dimensions, locate outlets for example electric, water, and gas) drawn in, etc. 

Yeah, there's a whole bunch of things I could deduct such as a home office, gas, etc.

Additionally, 14B-2-202 Defines a Basement as:“Basement: A story that is not a story above grade plane.”Additionally, 14B-6-605 notes:“Except in buildings of group R-5 occupancy, floor construction over basements shall have afire-resistance rating of not less than 1 hour.”This means that if you are Very close to missing the 7'-0" mark, you can leave the ceiling unfinished and measure from the floor finish (a thin LVT or Vinyl tile would be recommended) and the Underside of the Joist.Note: Rooms containing gas-fired appliances (i.e.