Most mentors are more oriented toward the positive mental attitude of slugging through finding a property, which can be trying to a lot of people.

@Arthur Savery there are some great comments already provided.

So glad you could provide a better insight.

If you're getting started, I'd suggest focusing on single-family homes in growth areas with strong population trends—let me know if you need help finding the right deal!

I have provided them a letter from my broker about the amount that can be used.

the insurance companies are not charities; they deserve to make reasonable profit for providing the insurance.  

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

If you decide to revisit STRs, you might want to explore properties where you can project expenses independently, such as using local STR forums or online tools to estimate maintenance, management, and occupancy costs.For networking and strategy-building, you might find local meetups or groups beneficial.

is so what lender did you use that provide non recourse loan?

Only an investment team can provide the crucial local knowledge you need.Moreover, you'll need various resources to find, validate, inspect, renovate, and manage a property.