600+ credit score; income validation; we have potential tenants meet the existing tenants to make sure there is a good fit. 

My strategy would then be to lease at least two of the renovated units, increasing occupancy to 90%, which could improve the chances of securing favorable terms for refinancing.I haven't pitched it to the seller yet.

@Brian Chadwick A cash out refinance might offer more favorable interest rates than your HELOC provides.

Any local bank that does this kind of financing should be able to approve you as long as you have a good enough credit score and never declared BK.

They use a credit system where they give free skip tracing for 250 numbers+250 emails+250 email sends (which is nothing) then you are paying .08c for 1 number or email or address.

I finished all the degree requirements only to discover I was extremely burned out and had to complete another year of electives to satisfy a minimum number of credits at that university.

All that said, we just met them in the middle and gave them the credit because we wanted it to be over.

There is a processing fee if you choose the credit card option, but a direct ACH has no additional charges.

@Stefano Vrolijk it all depends on your credit history, whether you have an SSN/ ITIN and how much you can put down.

I would definitely check Dunn and Bradstreet for any open lines of credit, liens, judgements and the like.