With most mortgages you can move after one year without any problems.

When that portion was complete, I could then receive draw money which allowed me to pay my utilities, taxes, and mortgages.

It wasn’t a massive deal—our expected assignment fee was $10,000—but when you’re growing a business, every opportunity matters.Everything seemed to be moving smoothly until the title search revealed a major roadblock: the mortgage discharge couldn’t be cleared because the person who needed to sign off was deceased.

In fact, a couple of recent studies have shown that working with a broker typically saves about $10,000 on a residential mortgage.

There is an offer to buy but if I include everything I've spent over the years, mortgage P&I, taxes, insurance, HOA, and recent repairs, I will just break even.

At this time the interest rates may make keeping your existing home a better option than times when rates have not risen as substantially.  

How can a individual existing property be moved out of partnership to a individual member without triggering capitol gains?

Time overcomes low cash flow to some degree... rents go up while your mortgage stays the same and your tenant pays down your mortgage.  

Head over to bank rate or and take a look at the mortgage calculators, plug in the numbers and get an idea of what the property needs to generate to satisfy the intended debt.You still have to underwrite the deal for the non-finance expenses as well(typically 40-50% of the gross rents). 

If you want to connect add me on here and I can send you my link tree that will show upcoming events with investor groups at my mortgage company.