Population census declining, houses older than fifty years that need maintenance, racism, tranq (new super cheap drug go look it up), and apathy are a few of the problems.I don't know about your number ~ five million people, but the majority of them want to work.

Property values declined on average $1500 that year. 

Notably, the average home price has also seen a decline, with homes now costing $2,000 less than they did in November.

I saw a post earlier on LinkedIn that it was on a decline?

A closer look reveals a concerning trend of decline in hours worked over the past few years, as depicted in the chart.

Well, Miss Tisha You do owe Royal Sterling Investments LLC an apology because I was told you never kept to time and your loan was declined since you never had a contract with them.

It is fairly easy to get a loan modification or other alternative to foreclosure (Assuming its Fannie/Freddie, which is still 70% of the market) these days and values are not declining so, its not like we were chasing values down like we were 08-16."

BUT, the mere fact that you are attempting to place a lender in a position in which they will now ostracize all other non-LGBTQ customers is a clear violation of the same regulations put in place to protect you and all other cousmers in the first place and is why they will decline to work with you in this manner... you are forcing them to encroach on the rights of other cosumers to access their services, which is a violation of the cosumer safety regulations impossed on them.  

My impression is that there are areas that cash flow really well, but have little to no prospect of appreciation (population is declining, no job growth, high crime rate, etc).

This decline was driven by consumers concerned about deteriorating stock holdings, business conditions (plunged 16%) and expectations over personal finances (fell 8%), reflecting ongoing concerns about inflation and uncertainty over headline news abroad.