feel free to @ me for any additional info.

That info is very helpful!

Quote from @Michael Challenger: I would connect with local people at meetups, that might give you some contacts for private money.

Ourcurrent approach involves identifying possible contact information for thelisted owners and calling multiple numbers, but this process is time-consumingand yields limited results.

My lender and realtor don't seem to know who I should contact so I'm on the hunt in my area of Michigan.   

@Jaycee Greene I appreciate the info and clearing that up for me!

Be sure you consult your agreements with them as well to determine if there is some other action you are responsible for.You may also want to contact your insurance to find out if and when they may step in and do something.

@Kyle Carter My top recommendation is to begin by contacting property management companies in each target area.

Lender A is $500 cheaper in lender fees because they dont pay for some program or staff who, among other things, doublechecks info inputs and documents for accuracy.

I am contacting homeowners on the pre foreclosure list, getting contracts.