The form I printed also contains a Certificate of Service, does this need to be stamped by a notary?

Some websites sell "certification" for support animals not issued by a doctor, BUT there are now websites with actual doctors selling service animal prescriptions, and legally we must accept them.

You should have had a notary there when you signed your certification of trust and you would present the certification of trust to the bank.

(Would definitely be talking directly to someone in the zoning office before moving walls or adding a kitchen or anything though)To make sure I understand right, you're saying to get the utilities split it would have to have a certificate of occupancy - and thus would have to pass inspection.

As long as you don't put both your names down on the loan.VA loans don't have a cap but to get the zero down payment benefit you have to keep your totals under that $453k or whatever the limit is for your area. otherwise you put down the difference.You can get a certificate of eligibility on your own through the ebenefits portal or a lender can do one for you when your ready.I was trying to find a good article that i read a while back for you but i don't know where i seen it.

Some people offer as low as $100 and the state will accept it, giving them either the tax certificate or the tax deed (depending on the timeframe).

If property has NEVER flooded you can get an elevation certificate and try to have it removed.

You seem to be on top of things other than that make sure that the county has assessed the property properly and be prepared to protest after closing if they have not, title should let you know if there are any liens, if occupied get copies of the leases and/ or tenant estoppel certificates.

Have the seller obtain the proper certificate of occupancy, or else be prepared to walk from the deal.If you close on it, you will have a single family with an illegal extra apartment. 

You would need short term financing for the build or the builder will have to for the entire bill until he gets the certificate of occupancy, at which time you could apply for financing.