CA has the cheapest HML / PML rates in the country basically. 

@Richa Wardhan every investor has to find their own answer to your basic question - focus on portfolio growth or paying off what you have.Portfolio Growth leverages your money using loans and tenants paying off these loans.

As for other amenities, some crowd-pleasers that won't break the bank are coffee maker + starter pack of pods, basic workout equipment (yoga mat, resistance bands), phone charging stations by the beds, and basic kitchen essentials like olive oil, salt/pepper, coffee filters, etc.

Basically, everyone is right in saying that it is only worth what the appraiser says it's worth.

Basically this complex is six unit three-story and all one bedroom with 700 sq. ft. each. and street parking (no parking garage) Please let me know what additional info I need to provide to better helm me on this project.thank you 

@Dwayne RoweWe did a consolidation loan through a commercial banker (basically a multi-property DSCR loan) where we took out one loan that paid off 5 higher interest rate properties, and took out cash as well at the same time.    

Personally I will not be happy with a basic refridgerator in my rental. 

This could be a 0% owner by the letter of the law...What are the Reporting Basics?

I've already had a home inspection done and it basically told me what I already knew about the property.

Basically, it turned off our furnace and I watched until temps started hitting 56F inside, then reached out gently to educate that our AC (blower) is disabled in the winter and the furnace needs to stay on.Hang in there.