Do a normal move out inspection and return the balance of the deposit (minus any repairs).

If you pay down early do it on higher interest rate and smaller balance.  2.

Markets with balanced property prices and strong rental demand will be key.While rising prices and interest rates may impact cash flow, with careful deal analysis and a focus on areas with good appreciation potential, it's achievable.

To my surprise, I can count on two hands how many times a seller/agent has actually called/emailed me to verify the POF.Often, one can obtain a letter from their bank stating the account holder's name, the date, current balance, etc... and that should be more than enough to meet anyone's requests. 

This approach can help balance risk while keeping your tenant pool wider. 

@Joseph HenryIt works the same on an adjustable rate mortgage - if you pay extra it reduces the principal balance

Or look at the properties listed for rent on Zillow and note how long they've been posted.How much is your primary worth and mortgage balance?

Enjoy those wine dinners and piano bars – sounds like a good balance to the hustle.

I balance my portfolio so that I always have a slight buffer of PAL.

It’s important to balance cash-out refinance with maintaining healthy cash flow from rent.Mismanaging the Rehab Process:Delays in the rehab phase can eat into your profits.