Much of this can be attributed to favorable legislature and getting the city/state to bend in the way they want.3.

The university studies major gives me attributes like leading and managing that would help me with my RE business and the minors would obviously help me as well.

I'm also assuming the nail gun is at a low enough cost that you can expense it in the current year and not have to depreciate the equipment, but that would be a business expense of purchasing equipment not something that you'd attribute to the house specifically.

lol) 2) Investors who started investing in the last market cycle, during the downturn, like myself – Share how much you think your success is attributable to the market vs. your own skills and cunning…When the real estate market is doing well, it’s hard to lose.

I attribute that to the following factors:* getting a better salary and saving it.* improvement in my spouses RE brokerage due to REOs* increased rents received and lower mortgage payments* the fact that Dallas did not have a housing bubble and thus the correction has been mild* having never invested in the rigged casino, err - I mean US stock markets.

Among other attributes was a new roof and new high efficiency HVAC. 

I think the keywords here are "conventional loan" which may be attributed to this limited belief that SFHs aren't scalable. 

This example is great Sean....I'm in Baltimore, Maryland and would like to know how or what bank allowed you to put only 5% down....were there attributing factors that allowed this.

FICO scores vary month to month by 5-15 points just as the weather changes to and fro even if you do absolutely nothing different (this is why I don't like preapproving folks within about 15 points of the minimum FICO that I need, or if I do then I also tell them how they can bump it while simultaneously out house hunting), so don't think of attributing a 2 point drop to a credit inquiry. 

Evaluate the commerical property as just that a commerical space not as a commerical kitchen as you are being charge for the attributes contributing the kitchen aspect which can be removed.