It's when an option becomes convoluted and takes on the flavor of a sham transaction or bridges on a prohibited transaction that a lender may disqualify amounts or loans funding such transactions.Having been around hundreds of banks I can assure you that loan officers are not attorneys and some may not spot or understand such contracts, doesn't mean that they are a prudent way of doing business.

IMO, your sale is a sham transaction, in short.What can work is having money in one company and lending it to another company.

They should really be ashamed to conduct business in such a manner!

In the note above, I would not be interested in it, mainly because there was probably a sham involved and I don't know that the first mortgage holder was not involved.

I would be embarrassed and ashamed to have that much return on money they do not even own and then beg the governemnt to bail them out.

Maybe you should charge them a customer appreciation fee.Just ask them to put it in writing what this fee covers and why isn't it covered in the regular brokerage fee (commission).I would love for you to post that for us and don't be embarrassed to name the company, after all they came up with it so they shouldn't be ashamed of it. .

Make sure that number is succinct if you proceed, because it would be a shame to spend that much to sell for so little.Seriously consider what a brand new improvement costs in your location and what new construction sells for before making final decision.

Social Security is about to begin paying out more than it takes in.Article: http://news.yahoo.com/s/ap/us_social_security_iousSince the Social Security Trust Fund is nothing but a bunch of IOUs, how long will it take before people realize what a sham the whole system is?

So why should be ashamed of the fact and allow that to stop us.

UNSAFE ACT: It is a shame that Investors have to suffer due to the wrongdoings and actions of the Lenders.