My goal is to be filthy rich and set my family up for generations. maybe I should pay the mortgages faster?

I see posts on CA insurance that appear to be ignorant to both the past method used to set insurance prices as well as the approach the current commissioner is advocating.The current policy had insurers set rates based on past losses.  

Maybe the tenant set the thermostat high? 

Grind it out for 5-10 years like this and you’ll be set for life.

Set up a contracts account at both Lowes and HD. 

I set up loans, and with this amount of months, you could be "swallowed up" by the interest and not make much money- or worse yet run out of money.

I am similar to @Benjamin Jones just getting started and looking how to set things up? 

One thing I've learned from my experience is that I do not set hard rules.

However, a lot of concerns can be mitigated with looking at their past rental behavior in a lot of different settings.

Dynamic pricing tools like PriceLabs or Beyond Pricing can help boost your revenue by adjusting rates based on demand.