If anyone is interesting in what I've discovered, DM me.

Would appreciate any insight you might have discovered since your post.

The reason I am writing you is because I had the same question of whether there was a "catch" when I first "discovered" Albany's favorable cap rates and relatively low prices as compared to NYC (I live in Brooklyn and grew up in Jamaica, Queens).

BUT, borrowers need to know that borrowing from individual investors is WAY different that borrowing from a lending institution or business set up to lend money.  

If you use that @ symbol and the name then that will flag us (like I did with you) but here are your answers:Yes, the 10 loan limit is a Fannie/Freddie limit.Basically a credit union is a "not for profit" lending institution. 

It's good that smaller banks, financial institutes are competitive.

I’ve worked with developers in the past that were set on the building they wanted only to discover that it wasn’t feasible from a building code and zoning standpoint.

However, as I learn more about commercial loans, I’m discovering that lenders will require experience with similar types of investments, as well as net worth and liquidity requirements.

A lot of the MHP on the west coast would be what we call institutional grade investments.

Apparently, James walked over to measure the noise level and discovered Steve’s door was cracked open.