Dan Zambrano
My Journey to $20M in assets
7 December 2024 | 60 replies
Last 3 options trades I am up but basically- all time- breaking even right now .
Jenni Utz
House Hacking with Multifamily Properties: A Game-Changer for Real Estate Investors
26 November 2024 | 2 replies
If you’ve ever wondered how to invest in real estate without breaking the bank, this could be the perfect starting point.What is House Hacking?
Orane Jacobs
Midterm Rental arbitrage
27 November 2024 | 16 replies
If the operator has an arbitrage set up and the MTR or STR isn't working for them, they'll break lease and stop paying rent.
Caleigh McDonough
House Hacking My First Property that Doesn't Cash Flow
27 November 2024 | 16 replies
CoC just about breaks even if I assume rents are on the higher end of the spectrum.
Yori Dean
Is Wholesailing Still A Thing
24 November 2024 | 7 replies
But like with all laws unless its enforced and has some teeth wholesalers wont give a rip they will just break the law and keep going until they are stopped.I wonder what companies like Great Western are going to do. they have a big philly operation that deals in the low income areas where a lot of these deals are done.
Susan McBride
Need Advise on Leveraging Existing Home to Purchase Another One
25 November 2024 | 11 replies
The have a property tax break for veterans but it is not 100%.
Matt R.
Bitcoin is 10k again what are you going to do now?
5 December 2024 | 554 replies
How about Christmas lights?
Sarah Moore
Crazy Idea to get started. What do you think?
24 November 2024 | 19 replies
I'm looking to break into my local market of Central Maine.
Bruce Schussler
To cash-out refinance -or- keep positive cash-flow on a rental
21 November 2024 | 1 reply
Quote from @Bruce Schussler: A lot of Podcasts and Youtuber's say to cash-out refinance to keep rents balanced with payment; (PITI) then use those funds strategically to re-invest either in more real estate or just put into a high interest bearing account or money market account...Here's some of my thoughts and comparisons;Cash-out refinance with new loan so rents balance with payment:- The cash-out refinance is 100% tax free- The funds can be put into a money-market account off-setting a portion of the interest charge of loan- The loan balance gets eventually destroyed by inflation- The liquid cash eventually gets destroyed by inflation - The interest on the new loan can be deducted from the rent income- The refinance costs are 3-4% of the total- There is less equity in the property and LLC that can be attached in case of a lawsuit- The break-even on cash-out refinance with current interest costs on the new loan is around 12 years Vs.Paid-off property with positive cash flow:- The positive rent income is 100% taxable minus only depreciation and property tax- There is more equity in the property and LLC that can be attached with a lawsuit- The break even is not until after 12 years at today's interest rates- There is a rate risk in today's inflationary environment where interest rates on bonds keep rising*It appears to me that the cash-out refi is in the best interest for a property investor; (Dave Ramsey would strongly disagree!)
Jose Laffitte
Fix and Flip funding
26 November 2024 | 14 replies
I have found that their sweet spot is after you have flipped 2 properties, as they have a number of programs (Zero Gravity, Double-Double, and standard) that can suit your deal and what you need at that time.Happy to help navigate it if you are needing some help breaking them down.Good luck!