It is all about how you allocate your tax-sheltered retirement savings. 

@Alfred LittonLLC's are considered pass-through entities so the income/losses earned by the LLC are allocated among the members of the LLC.Ex - LLC earns $50,000 of income where the LLC is owned by 2 members owning 50% in the profit and loss of the LLC.The members would then report $25,000 on each of their individual return.The members report the income regardless of whether the LLC distributes money or not.A couple of things you may want to look into.1) Are you required to file a partnership return?

Your VA loan program allows you to use up an allocated amount.

But he and his accountant can work together in the negotiations to maximize the allocation to land/building and minimize the remainder.

Sometimes people pay rent and allocate their irresponsibility to their credit cards instead.

You will be exempt from 1/4th of the gain up to the limits of the sec 121 exclusion assuming that all units are identical and your accountant set up the depreciation schedules with those equal allocations.2.

Make sure you allocate money for this in your spreadsheet (10% of gross income). 

Take Yale’s endowment—considered the gold standard for its exceptional performance; 10% of its investment portfolio is allocated to real estate.

The rule is that your purchase price should be allocated between land and building in the same ratio as the value of each component bears to the value of the property as a whole.So let's say the property is worth $100,000 with $60,000 of the value attributable to land and $40,000 attributable to building (you can use any reasonable method to determine this; one easy way used by many is the assessor's split, though there are other methods that could yield a better answer for you).You buy the property  at a huge discount for $10,000

I'm not sure if you have the ability to save money not allocated to your household expenses.