Sometimes, listing agents leave out vital details we can uncover up front. 

I normally just do new construction on these pemb, so I have never done an actual modification of an existing pemb to increase the square feet. 

When I did a loan modification in 2016 my mortgage company told me that it would just go on the back end of my loan.

This vital in today’s environment.This is useful to see if contractors come to work on time and what time they leave.

Asking the right questions is vital to getting the right answer.

You state that everything is equal but are concerned that not everything is equal...It's very possible to see a price spread like that even with comparable coverage but it's also vitally important you work with someone that has your back to make sure you understand your coverage before you'd have to use it.  

While your value added is in the physical aspect of real estate (building SFR, developing subdivisions, etc) our emphasis is on deal structuring (loan modification, wrap mortgages, interest rate arbitration, real property consolidation, tenant repositioning, etc.). 

With you being an out of state investor, I assume based off your Denver location, it is vital that your property manager does their due diligence beyond just getting a rental verification.

As a result, I’m uncertain if any of the properties have illegal additions or modifications.

Bees are vital to our ecosystem and are generally harmless because they are not aggressive unless they feel a threat.