Hey @Brandon Toron,Given your plan to turn the property into a short-term rental (STR), you have a few creative ways to push closer to that 90% cash-out goal, even if traditional lenders shy away from it:1. 

I have some rental property back in Atlanta, and have been wanting to get into short-term rentals through Airbnb for years. 

Properties in or near these cultural zones can be prime for short-term rentals or Airbnb.3.

Purchase price: $310,000 Cash invested: $50,000 Big Blue - 2 units fully rented, 1 with section 8 tenant and 1 unit being used for short term rentals What made you interested in investing in this type of deal?

@Matt PowersFrom my experience, deciding between short-term rentals (STRs) and long-term rentals (LTRs) depends on the market.

TECHNICALLY, this falls within the long-term laws because there are only 2 categories - long-term or short-term.

Yeah the law changed I believe back in 2020.You cannot do short term rental with an HPR unless you own both sides.   

Of the many strategies I've looked into, House-hacking and short-term rentals piqued my interests. 

Will you use the HELOC as a short-term bridge, or plan to hold it longer?

To throw a wrench into things, if we were talking about real property/structures that were being short term rented, it's possible/likely that your depreciation period would be 39 years, not 27.5.However, a vehicle - which is what an RV is, regardless of how you're using it - is 5 year property.