We contacted a San Diego eviction lawyer, Rachell Callahan, and she told us for ~10k we could file a civil suit for "breech of contract", but she was uncertain if we could win because it "has not been tried since the 1960's", etc.

Think unusual.  

He seemed a bit standoffish but that isn't a unusual impression for me from Bankers (no offense intended). 

Consult with Experts: If you're uncertain, seek advice from a financial advisor or mortgage professional who can help you evaluate the specifics of your situation and give tailored recommendations.By following these steps, you can make a well-informed decision about whether refinancing while considering prepayment penalties is a good financial strategy for you.

Unless you’re a very unusual individual, I believe a full service broker would be better for people who lack these attributes. 

The City schools are awful but that's not unusual in Ohio due to our school funding quagmire.  

If you are uncertain, just use the search on BP to find one that is well vetted.

I always have been interested and own two homes but don’t know beyond that and very very stressed with a young child and uncertain future. 

.), so I don't think that suspending payments is unusual in this economic climate, nor by itself an indication of malfeasance.

If you are uncertain, sell the bitcoin today while it is still a good price, $17k a piece.P.S.