., @Jay Hinrichs and @V.G Jason have done an excellent job of laying out a flaw in your thinking, and I will take it a couple of points further.1.

Generally there is consensus that DSCR Lenders can only offer a 1% prepayment penalty for up to 3 years in MI, but some lenders have recently reportedly been flaunting this rule - I would just tread carefully here in this area, generally not advisable to get potentially tangled up in a flawed legal doc with a non-sophisticated or fly by night lender

They now freely admit the transaction throughput flaws I pointed out when Bitcoin was in its infancy.  

Their business plan to me was flawed based on what I was told but it was not direct from the source.It was my understanding they were buying loans from a company and were leveraging as well from that company where they would buy them for X, and pay points and interest on those loans.

I've proved my case so many times I've lost track.... but some people just have to be "right" to feel good about themselves, and I've already made that concession.The flaw in @John Nachtigall 's  argument is he ***-u-me-s that this is for everyone.

Every system you try will have flaws, or you may salivate over a feature that appears in other software.Some familiar names are mentioned frequently: Stessa, Apartments.com, RentRedi, TenantCloud, Innago, RentManager, Avail, Rentec Direct, Doorloop, etc.I recommend conducting thorough research on each app online to understand their offerings, pricing, etc.

The Gator method is apparently one technique that may have some flaws that have been exposed here but may also be just the motivator for some people who would not otherwise even have taken a chance to get involved in real estate "investment."

It's flawed in every way imaginable.

Sometimes, listing agents leave out vital details we can uncover up front. 

Remember SEC never took action against Bernie Madoff who stole 42 Billion in a real Ponzi scheme that he gloated about and that was uncovered 5 years earlier by Markopolos who reported it in excruciating details to the SEC.