Do builders hike their inventory home prices and then give a "discount" at year end? 

Not enough information here to answer this question accurately.Is the home a total loss? 

If you’re building spec homes and looking for a line of credit, both options, local banks and private lenders can work, depending on your situation.

We have a single HVAC system that heats/cools the entire home.

Also, when not occupied, the PITI on a high-end home can quickly erode prior cash flows.

Investment Info:

Single-family residence other investment.

Purchase price: $274,900

Cash invested: $100,000

Brick ranch in Brookwood school district in Georgia. House hacking our basement as our firs...

So I would like to get the opinion of some experienced investors.My goal is to buy (3) three to four multifamilies.I inherited a 3 family fully paid off and own my current home.Between the two I have roughly 550-600k in home equity.  

Additionally, properties with high monthly costs struggle to compete with fee-simple homes, affecting resale value.

Stainless steel appliances, cleaning service every other week and I am johnny on the spot with repairs.As a result my vacancies are not that bad even with a model designed to be somewhat transitory. 

I currently live in Southern Maine and am looking to construct some kind of new project rather getting into rehabbing existing residentialProposed Land Budget 100-200kConstruction Budget: 400kAll in 500-600k.I have found that if I do the site work myself including clearing, septic and digging the foundation is that i can sub contract out either steel or a Lester style building (50x150) for around 300k installed with insulation and power , divided into three 2500 square foot units.